Preheat oven to 350 degrees F.
Break up ¾ of the palmiers into pieces into a shallow 9×9 pan.
Lightly chop nuts & fruit mixture and add them to the palmiers.
Cover with the shredded coconut.
Heat milk, condensed milk and almond extract in a saucepan till warm and blended together.
Pour the milk over the palmiers, fruit and nuts.
Leave for 5 minutes to allow ingredients to soak up some of the milk.
Break up the remaining palmiers and sprinkle them over the top.
Dot with cream or clotted cream.
Place the dish under the broiler for five minutes or bake uncovered for 8-10 minutes till the sweet sauce is bubbling on the sides and the top turns nicely golden brown.
Turn off the heat and leave the bread pudding in the oven for another 5 minutes.
Remove from oven and serve immediately.